Insurance & Superannuation

Coastal Choice Financial Service can assist you to protect your lifestyle! Building wealth and reducing debt is vitally important but without suitable consideration to Personal Insurance & Superannuation strategies, your plan has a higher risk of being derailed by an unexpected life event!

Personal Insurance (risk management)

There are two key elements to a successful financial strategy, time and discipline. You need be disciplined to stick to the goals and objectives discussed in your Mentoring Action Plan (MAP), and you need time to allow your money and assets to compound and appreciate in value. But your time is not always guaranteed. None of us can be certain we will have the time to achieve all our goals and therefore we need well planned wealth protection strategy to buy time.

Without insurance, you dramatically increase the risk of financial stress to yourself and your family in the event of an accident or illness. It’s just not worth the risk!

Coast Choice Coastal Choice has teamed up with Melissa Purnell from Coast to Coast Financial Solutions to provide the most appropriate advice for your personal circumstances. Authorised Representative of Wealthsure Financial Services Pty Ltd AFSL #326450 – Melissa Purnell #442 711 will analyse your personal circumstances and individual needs to develop a risk strategy which may include life insurance, total and permanent disability, critical illness and income protection to ensure your family lifestyle can be always be maintained.

Self Managed Superannuation

Self-Managed Superannuation Funds (SMSF) have become an extremely popular way of investing for your future. However, taking control of your Superannuation can be daunting and there are certainly many benefits and some areas to be mindful of when starting an SMSF.

Coastal Choice can assist you by discussing whether an SMSF is an appropriate inclusion in your Personal Insurance & Superannuation strategies given for your personal circumstances.

Coastal Choice can assist by teaming up with Coast to Coast Financial Solutions to provide Finance and Investment advice including discussing whether an SMSF is an appropriate investment strategy for your personal circumstances. Coast to Coast Financial Solutions is an authorised Representative of Wealthsure Financial Services Pty Ltd AFSL #326450 – Melissa Purnell #442 711